Flood Insurance AI Receptionist | 24/7 Policy Automation | Frontdesk

CLOSE MORE
FLOOD INSURANCE
POLICIES 24/7

Every missed call is a lost policy. Every quote delay sends clients to competitors. Frontdesk AI answers calls 24/7, provides instant quotes, schedules consultations, and converts leads—all while your team focuses on closing.

24/7 Coverage
No Setup Fees

Frontdesk AI

For Flood Insurance

Incoming Call...

Policyholder

"Hi, I need flood insurance for my home in a high-risk zone. Can you give me a quote?"

AI Receptionist

"Absolutely! Based on your flood zone, I can offer coverage starting at $1,850/year. Would you like to schedule a consultation with an agent?"

✓ Consultation Booked • Tomorrow 10 AM

The Problem

FLOOD INSURANCE AGENCIES
KEEP LOSING CLIENTS

You're losing policies every day while prospects wait. Homeowners call during storm season, no-shows waste your time, and your team can't keep up with renewal reminders.

You Miss Calls During Storm Season

A homeowner sees flood warnings at 10 PM, panics about coverage, and calls. They get voicemail. By morning, they've already purchased a policy from a competitor who answered immediately.

The Cost
$850/policy
Average commission lost

Your Team Is Drowning in Quote Requests

While you're explaining NFIP coverage to one client, five more calls come in. Renewal reminders, claim questions, quote requests—you can't handle it all. Prospects get frustrated waiting, and you lose policies.

The Cost
60+ calls/day
Per insurance agent

Consultations No-Show and Policies Go Unsigned

You clear your calendar, prepare the quote presentation, and wait. They don't show. You send one follow-up email that gets ignored. That's it—they're gone. No second chance, no recovery, just wasted time and lost commission.

The Cost
35% no-show
Rate for consultations
$42,000
Lost annually in missed opportunities
55%
Of inquiries happen outside business hours
24 hours
Window before prospects choose another agent

HOW FRONTDESK
WORKS

One AI workforce that handles every touchpoint—from first inquiry to policy issued

24/7 Policy Inquiry Chat

Homeowners visit your website at any hour seeking flood insurance quotes. Frontdesk Chat answers instantly, qualifies leads, provides coverage estimates, and schedules consultations—all without human intervention.

  • Automatically collects property details, flood zone, and coverage needs
  • Provides instant preliminary quotes based on FEMA flood maps
  • Books consultation calls directly into your calendar
Frontdesk Chat
2:14 AM • Active
"Hi, I need flood insurance for my home. What are my options?"
AI
"I can help with that! Your property is in Zone AE with estimated coverage starting at $1,850/year. Would you like to schedule a consultation to discuss policy details?"
"Yes! This Saturday works."
Consultation Booked ✓
Saturday, March 9 • 11:00 AM
Frontdesk Receptionist
Answered in 0.2s
AI: "Hello! This is Frontdesk. How can I help you today?"
Caller: "I need to file a flood damage claim immediately..."
AI: "I'll start your claim right away. Can you describe the extent of the damage and provide your policy number?"
✓ Claim #4920 Initiated

AI Phone Receptionist

Every call is answered instantly—claims assistance, policy questions, coverage inquiries. The AI understands context, initiates claims, schedules adjuster visits, and escalates to agents only when needed.

  • Answers calls in under 0.5 seconds, 24/7
  • Initiates flood damage claims automatically
  • Recognizes policyholders from CRM and references coverage details

Smart Outbound Follow-ups

When consultations are missed or quotes expire, Frontdesk Outbound automatically calls to reschedule. The AI references the original inquiry conversation, knows their property details and coverage needs, and books a new consultation—all while updating your CRM and calendar.

  • Automatically detects missed consultations and triggers follow-up calls
  • Smart retry sequences with optimal timing
  • Reschedules consultations and updates all systems automatically
Outbound Call
Smart Retry #3 • Connected
AI: "Hi Sarah, this is Frontdesk. I noticed we missed you for the flood insurance consultation on Saturday. Your quote for Zone AE coverage is still valid. Would you like to reschedule?"
Sarah: "Yes! Can we do this Saturday instead?"
✓ Consultation Rescheduled
Saturday, March 16 • 2:00 PM
Frontdesk CRM
Name
Sarah Chen
Property Details
Zone AE • $350K Coverage
Policy Start Date
March 15, 2024
Source
Web Chat • 2:14 AM
Status
Consultation Scheduled

Unified CRM

Every interaction—chat, call, consultation, claim—automatically creates and updates profiles in your CRM. No manual data entry. No missed information. One complete view of every lead and policyholder.

  • Auto-creates profiles from any touchpoint
  • Tracks full journey from inquiry to policy issuance
  • Syncs with calendar, claims, and all systems

Marketing Automation

Orchestrate the entire policyholder journey across email, voice, SMS, and web. Automatically coordinate follow-ups, policy renewal reminders, and nurturing sequences based on behavior and engagement.

  • Multi-channel orchestration (email, calls, texts, forms)
  • Behavior-triggered workflows and sequences
  • Automatic renewal reminders and recovery sequences
Automated Follow-Ups
What's Happening Now
Pre-consultation email sequence
Reminder SMS scheduled
Post-consultation follow-up ready
Policy application form queued
AI Email Agent
Coming Soon
Pre-Consultation Email
"Hi Sarah! Your flood insurance consultation is confirmed. Here's what to expect and documents to prepare..."
Policy Renewal Reminder
"Your flood insurance policy renews in 30 days. Let's review your coverage..."

AI Email Agent

Coming Soon: Automatically send personalized, context-aware emails at optimal times. Pre-consultation confirmations, policy renewal reminders, claims updates, and nurturing sequences—all orchestrated by Marketing Automation.

  • Personalized email sequences based on lead behavior
  • Optimal send times for maximum engagement
  • Integrated with Marketing Automation workflows

AI-Powered Forms

Smart policy applications that pre-fill from CRM data and guide homeowners through completion. When forms are submitted, they automatically trigger outbound automation sequences for underwriting and policy issuance workflows.

  • Pre-filled with CRM data (name, property address, flood zone)
  • AI-guided completion for coverage selection and property details
  • Automatically triggers underwriting workflows on submission
AI Form
Flood Insurance Application
Pre-filled Fields
✓ Name, Property Address, Flood Zone (from CRM)
AI-Guided Fields
→ Coverage Amount Selection
→ Property Construction Details
What Happens Next
You're notified immediately and underwriting begins

Live Demo

CALL IT
YOURSELF

(864) 619-0619

No sales pitch. Just our AI answering your call, answering questions, and trying to book you.

YOUR FLOOD INSURANCE AI TEAM
EACH ONE DOES DIFFERENT TASKS

Get a complete AI team for your flood insurance agency. Each agent handles different tasks—answering calls, scheduling consultations, processing claims inquiries. They work together 24/7 to convert more leads and serve policyholders faster.

TIER 1.00

AI Receptionist Teammate

24/7 Receptionist
24/7 Available

Answers every call instantly—no voicemail, no missed opportunities. Handles policy inquiries, schedules coverage consultations, and routes claims questions to the right team automatically.

Phone Calls Consultation Booking Claims Routing
TIER 1.00

Website Chat Teammate

Live Chat Lead Generator
Always Online

Qualifies insurance leads, explains flood zone requirements, coverage options, and premium estimates instantly. Books policy consultations and captures contact info—all through your website chat, 24/7.

Lead Qualifying Coverage Info Instant Answers
TIER 1.00

Email Teammate

Email Nurture Specialist
Coming Soon

Sends personalized consultation confirmations, policy renewal reminders, and follow-up emails automatically. Coordinates with Marketing Automation to send at the right time to keep clients engaged and policies active.

Confirmations Follow-Ups Reminders
TIER 1.00

Application Teammate

Application Assistant
Policy Applications

Pre-fills policy applications from CRM data. Guides clients through property details, coverage needs, and documentation requirements. Triggers automation workflows when submitted.

Pre-filled AI Guided Auto-Trigger
TIER 1.00

Outbound Sales Teammate

Multi-Channel Outreach
Calls, Texts & Emails

Automatically reaches out to leads at the right time. Makes outbound calls to missed consultations, sends personalized SMS follow-ups, and emails policy information sequences. Coordinates all outbound channels to recover lost leads and convert more quotes into policies.

Outbound Calls SMS Campaigns Email Sequences
TIER 1.00

SMS Texting Teammate

Text Support Agent
Two-Way Texting

Handles two-way SMS conversations with insurance leads and current policyholders. Sends consultation confirmations, renewal reminders, and answers questions about flood zones and coverage options via text—98% open rate.

Consultation Confirmations Reminders Two-Way Chat
TIER 1.00

Web Voice Teammate

Voice Interface Agent
Click & Talk

Lets website visitors speak directly to your website about flood insurance coverage. Click, talk, get answers about premium rates, flood zones, and NFIP requirements—no typing required. Perfect for mobile users comparing insurance options.

Voice Chat Mobile Friendly Instant Answers
TIER 1.00

CRM Sync Teammate

CRM Sync Engine
Real-Time Sync

Automatically updates your Frontdesk CRM with every interaction. All your AI agents feed lead and policyholder data in real-time—no manual imports, no data entry. Every call, text, and interaction is organized by client, coverage type, and policy status.

Auto-Sync No Data Entry Organized
TIER 1.00

Auto Ticket Teammate

Auto Ticket Creator
Auto-Created

Clients don't submit tickets—they just call or text. Your AI recognizes claim inquiries (water damage, documentation requests, coverage questions, etc.), creates support tickets, triages by urgency, and notifies the right agent or adjuster automatically.

Auto-Create Triage Notifications
TIER 1.00

Smart Alert Teammate

Smart Alert System
Watch & Alert

Watches every conversation and alerts you when it matters. If a lead seemed hesitant about pricing, if a claim question was asked, if a consultation was scheduled—you know instantly.

Smart Alerts Custom Rules Instant

THE
JOURNEY

Follow one policyholder from phone call to policy renewal—see how every system works together

Scroll to begin ↓
01
2:14 AM

THE PHONE RINGS
AT 2 AM

Alex calls at 2 AM. Her basement is flooding. The AI answers instantly—no voicemail, no missed call.

ANSWERED ✓
Frontdesk Receptionist
Answered in 0.2s
AI: "Hello! This is Frontdesk. How can I help you today?"
Alex: "Hi, my basement is flooding from heavy rain. I need to file a claim immediately."
AI: "I'm sorry to hear that. I can help you start a claim right now. Can you tell me your policy number or address?"
Frontdesk CRM
Alex Thompson
Active
Phone
(555) 123-4567
Property Address
742 Oak Street
Claim Type
Basement Flooding
Policy Number
FL-402-2024
Source
Phone • 2:14 AM
Saved to CRM automatically
02
2:15 AM

EVERY WORD
IS SAVED

As Alex talks, the AI captures everything: name, phone, property address, policy number, basement flooding claim. Saved to CRM automatically—no forms, no typing.

03
2:18 AM

SAT AT 11 AM
IS BOOKED

Alex says "Yes!" The AI checks your calendar, finds Saturday at 11 AM, and books an adjuster inspection. Instant confirmation—no waiting.

MARCH 2024
AI
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Adjuster Inspection
Alex Thompson • Saturday, March 9 • 11:00 AM
Automation Sequence
1
Inspection Booked
Trigger detected in CRM
2
Confirmation Email Sent
Inspection confirmation delivered instantly
3
Reminder Scheduled
SMS reminder queued for Friday
4
Follow-Up Queued
Post-inspection email ready to send
04
2:19 AM

THE SYSTEM
WAKES UP

The moment the inspection is booked, the system springs into action. Confirmation emails, reminder texts, follow-ups, and claim documentation forms—all happening automatically.

Inbox
2 New
Inspection Confirmation
To: alex@email.com
Sent ✓
"Hi Alex! Your adjuster inspection is confirmed for Saturday, March 9 at 11:00 AM. Please prepare photos..."
Inspection Reminder
To: alex@email.com
Scheduled
"Just a friendly reminder about your adjuster visit tomorrow! Here's what to expect during the inspection..."
05
2:20 AM

HER PHONE
BUZZES NOW

Alex's phone buzzes. It's a confirmation email from you—sent automatically by the AI Email Agent (coming soon). She reads it, feels reassured, and goes back to sleep. Meanwhile, a reminder email is already scheduled for Friday. No one had to remember to send it.

06
Saturday, 11:15 AM

SHE FORGOT
TO BE HOME

Saturday morning, Alex is at the hardware store buying supplies. She completely forgot the adjuster was coming. You're at your desk, see the missed appointment in your CRM, and mark it as "No-Show." That's it. One click. The system takes over from here—you don't have to think about what to do next.

NO-SHOW ALERT
Saturday, March 9 • 11:00 AM
AT
Alex Thompson
Adjuster Inspection
❌ Not home for inspection
Status updated in CRM
→ Recovery sequence triggered
Recovery Sequence
1
No-Show Detected
Status updated in CRM
2
Outbound Call Scheduled
AI will call Alex automatically
3
Context Loaded
Original claim + profile data ready
07
Saturday, 11:16 AM

ONE CLICK
STARTS IT ALL

The moment you mark Alex as a no-show, the system springs into action. It remembers everything: the 2 AM phone call, her basement flooding claim, her policy details. Recovery calls get scheduled automatically. Follow-up emails are queued. The entire recovery process starts—you don't have to think about it.

08
Monday, 3:45 PM

THE THIRD CALL
WORKS

Alex's phone rings. It's the third call from your AI. She's finally free—just finished cleaning up the basement. She answers. The AI remembers their entire conversation from last week. "Hi Alex, I noticed we missed you on Saturday. Would you like to reschedule the inspection?" Alex says yes, picks a new time, and hangs up. The calendar updates automatically. No one had to do anything.

CONNECTED ✓
Outbound Call
Smart Retry #3 • Connected
AI: "Hi Alex, I noticed we missed you for the adjuster inspection on Saturday. Would you like to reschedule?"
Alex: "Yes! Can we do this Saturday instead?"
Inspection Rescheduled
Saturday, March 16 • 2:00 PM
09
Saturday, 2:15 PM

INSPECTION
COMPLETE

Alex is home for the rescheduled inspection. The adjuster documents everything. You mark it complete in your CRM. The moment you click "Complete," the system springs into action: post-inspection follow-up emails get queued, the damage assessment report is ready to send, and claim processing workflows begin. All happening automatically—you're just managing the claim.

INSPECTION COMPLETE
Saturday, March 16 • 2:00 PM
Claim FL-402-2024
Alex Thompson
Post-inspection sequence activated
Frontdesk Forms
Damage Documentation • Pre-filled from CRM
AI guiding through photo upload...
AI guiding through fields...
✓ Ready to send automatically
11
Saturday, 2:30 PM

HER PHONE BUZZES
WITH THE FORM

Alex just finished the inspection. She's reviewing the damage when her phone buzzes. It's a damage documentation form from Frontdesk Forms—already filled with her name, email, and the claim number. The AI guides her through uploading photos and adding details right on her phone. When she submits it, you're immediately notified. The claim processing continues automatically—all without you lifting a finger.

Incoming Call
Answered • Recognized from CRM
Context Loaded
Inspection completed • Documentation submitted
AI
"I have your claim details here! How can I help?"
Alex
"Question about the coverage limits..."
12
Monday, 10:30 AM

SHE HAS
A QUESTION

Alex's at work, thinking about the claim. She has a question about her coverage limits. She calls. The AI answers instantly, recognizes her from your CRM, remembers her claim and inspection, and is ready to help—no hold time, no voicemail, no missed calls. Alex gets her answer in seconds.

13
March 22, 2024

CLAIM
APPROVED

The claim is approved and processed. The system automatically sends payout notifications, repair contractor recommendations, and follow-up support information. Alex gets the funds to fix her basement.

CLAIM PAID
FL-402-2024 • $8,500 payout
14
April 2, 2024 • 6:30 PM

SHE TEXTS
AT 6:30 PM

Alex is starting repairs. She has questions: "Do you have recommended contractors?" "What documentation do I need for repairs?" She texts the AI. It answers instantly with all the details she needs—no waiting, no phone calls, no searching through emails.

Text Conversation
Alex • Recognized from CRM
Alex
"Hi! Do you have recommended contractors for basement repairs?"
AI
"Hi Alex! Here's our list of vetted water damage contractors: [link]. They're all familiar with flood claims..."
Alex
"What documentation do I need to save for the repairs?"
AI
"Keep all receipts and before/after photos. I'll send you a checklist to help track everything. Good luck with repairs!"
15
April 15, 2024 • 8:30 PM

HEAVY RAIN
FORECAST

Heavy rain is forecasted for next week. It's 8:30 PM on a Sunday. Alex is worried about another flood. She can call, text, or chat—whichever she prefers. The AI answers instantly, provides prevention tips, explains what her policy covers, and reassures her about emergency procedures. Alex doesn't have to wait for business hours or search through policy documents. She just asks her question, and it's answered.

Alex's Options
CALL
Instant answer
CHAT
Quick & easy
TEXT
From anywhere
PREVENTION GUIDANCE
Storm Preparation Tips
Provided: Sump pump check • Emergency contacts • Coverage info
17
May 5, 2024

FLOOD WATCH
ALERT

There's a flood watch for this weekend. Alex gets notified automatically—email, text, or both, your choice. The system sends weather alerts, policy updates, prevention reminders, and emergency contact information. Policyholders stay informed without you sending individual messages. Everything happens automatically.

Weather Alert
Sent to All Policyholders in Area
WEATHER ALERT
Flood Watch This Weekend
Saturday-Sunday, May 10-11 • Prepare your property now
POLICY UPDATE
New Coverage Options
Additional coverage now available for sump pump backup
REMINDER
Emergency Hotline
24/7 claims line: 1-800-FLOOD-HELP
✓ All policyholders notified
No manual sending required
POLICY RENEWED
March 15, 2025
Alex Thompson
FL-402-2025 • $1,200/year
✓ Renewed for 12 months
Same coverage, same rate
Why she renewed
"Great experience with claims, always got quick answers, felt supported throughout the process"
18
March 15, 2025

A YEAR LATER
SHE RENEWS

A year later, Alex renews. She had a great experience—her claim was processed quickly, questions were answered instantly, and she felt supported. The same AI that helped her file the claim kept her informed as a policyholder. That's the full journey: inquiry to claim to renewal.

FREQUENTLY ASKED
QUESTIONS

Everything you need to know about using Frontdesk for your flood insurance agency

Can it handle after-hours flood insurance inquiries? +

Yes. The AI answers calls 24/7, qualifies policyholders, checks coverage options, and books consultations—all while your team sleeps. No more missed opportunities during storm season or after business hours.

How does it handle emergency claim calls? +

The AI creates claim tickets automatically, collects all details (policy number, damage description, urgency level), and routes them to your claims team. Emergency flood situations can be escalated immediately to on-call adjusters.

Does it reduce consultation no-shows? +

Yes. The system automatically sends confirmation emails and reminder texts before policy consultations. When no-shows happen, it immediately calls to reschedule—recovering up to 40% of missed appointments.

Can it book consultations directly into my calendar? +

Yes. Integrates with Google Calendar, Outlook, and most calendar systems. The AI checks real-time availability and books policy reviews instantly—no back-and-forth emails needed.

How does the policy application work? +

After consultations, prospects automatically receive a policy application that's pre-filled with their info from the CRM. The AI guides them through property details and coverage verification. When submitted, you're notified immediately.

Does it work with my existing insurance systems? +

Yes. Frontdesk integrates with most systems including Applied Epic, AMS360, Vertafore, and others. All data syncs automatically—leads, consultations, applications, and claim submissions.

Can it handle multiple locations or agencies? +

Absolutely. The AI knows all your flood zones, coverage options, premium rates, and policy types. It can route calls based on location, handle multi-state inquiries, and manage multiple offices simultaneously.

What about policy renewals and expiration alerts? +

The AI handles renewal reminders 24/7, verifies policyholder information, and can coordinate policy updates with your underwriting team. For urgent coverage gaps, it immediately escalates to your agents.

How much does it cost? +

Pricing is based on your agency size and call volume. Most flood insurance agencies see ROI within the first month from reduced no-shows and increased policy conversions. Contact us for a custom quote.

GET STARTED WITH
FRONTDESK

Stop missing policy inquiries at 2 AM. Start securing coverage while you sleep.

features

The AI Receptionist that Never Sleeps

Capture calls and appointments 24/7, even outside of business hours. Setup in minutes, keep your existing number.

AI Receptionist Tailored to your Business

Your AI Receptionist will understand everything about your business and services. This means that it can answer complex questions from callers easily.

AI Receptionist Sends Texts & Schedules Appointments’

Your AI phone receptionist can intelligently text the caller custom links during the conversation. For example, if the caller asks to schedule an appointment, the receptionist can text them your Calendly link.

Build and Tweak your AI Receptionist in Minutes

The simplest solution on the market. Create, purchase, and publish your AI Receptionist in just five minutes. You can even update your receptionist's knowledge base or greeting phrase anytime

Advanced Analytics with Your AI Receptionist

View  call transcripts, text history, and voicemails directly from your admin dashboard. Export phone numbers of callers for targeted promo.

Start For Free

Multiple Channels, One AI Receptionist

Voice

Answers calls 24/7 with a human-like voice.

Text

Reaches out via SMS and replies to incoming text messages.

Website Embeddables

Choose your size, color, and voice. Then, embed your receptionist in your website.

integrations

Seamless Integration with Leading Scheduling Tools

Supercharge your existing booking system with our AI virtual receptionist. No limits.

Proof & Results

Testimonials

CFO, Garman Homes
View Customer Story

"Since launching (Frontdesk) full time, we’ve fielded over 400 calls, qualified 80 leads, and helped us close over $800,000 in new home sales within just six weeks."

CEO, Trade Recalls
View Customer Story

"In the first five days using AI (Frontdesk) outbound program, Acura of Auburn generated $30,000 in new revenue; a record month for the dealership."

CEO, Provest Realty
View Customer Story

"We get about 400 calls a week, and before (Frontdesk) the phones rang all day long. Around 80% of callers hit zero, so someone was always stuck directing calls. Now only about 20% reach our operator. The phones are quiet, the team can focus, and both offices are much calmer."

Operations Manager, Clear Speech
View Customer Story

"(Frontdesk) ended up transforming our entire office. We went from a 20-kid waitlist to zero, we capture 100% of our referral opportunities, and we’re saving hours every single day."

Seattle Foot & Ankle Center

"(Frontdesk) has taken a huge weight off our practice. We no longer miss calls, and I don’t have to spend time managing an answering service. The AI handles everything reliably, and I can update it in real time. it’s like having a full-time receptionist without the time burden."