Boat & Marine Insurance AI Receptionist | 24/7 Quote Management | Frontdesk

BOAT & MARINE
INSURANCE
AI RECEPTIONIST

Every missed call is a lost policy. Every voicemail is a client going to your competitor. Frontdesk AI answers calls 24/7, provides instant quotes, schedules surveys, and closes policies—all while you focus on growing your marine insurance business.

24/7 Coverage
No Setup Fees

Frontdesk AI

For Boat & Marine Insurance

Incoming Call...

Client

"Hi, I need insurance for my 32-foot sailboat. Can you give me a quote?"

AI Receptionist

"Absolutely! Based on your vessel details, coverage starts at $1,850/year. Would you like to schedule a vessel survey?"

✓ Survey Scheduled • 32' Sailboat

The Problem

MARINE INSURANCE
AGENCIES LOSE CLIENTS

You're losing policies every day when calls go unanswered. Boat owners call after storms at all hours, no-shows waste your time, and your team can't keep up with renewal season.

You Miss Calls When Boat Owners Need You Most

A boat owner calls at 7 PM after noticing hull damage at the marina, and gets voicemail. By the time you check messages in the morning, they've already gotten coverage from a competitor who answered immediately.

The Cost
$4,800/year
Average commission per lost policy

Your Team Is Drowning in Calls

While you're reviewing a yacht policy, three more calls come in. Claims inquiries, quote requests, coverage questions—you can't be everywhere at once. Boat owners get frustrated waiting, and you lose policies to faster agencies.

The Cost
60+ calls/day
Per marine insurance agent

Consultations No-Show and You Lose Them Forever

You clear your schedule, prepare the coverage quotes, and wait. They don't show. You send one follow-up email that gets ignored. That's it—they're gone. No second chance, no recovery, just wasted time and another lost policy.

The Cost
35% no-show
Rate industry average
$57,600
Lost annually in missed policy opportunities
45%
Of inquiries happen after business hours
24 hours
Window to respond before losing a client

HOW FRONTDESK
WORKS

One AI workforce that handles every touchpoint—from first inquiry to policy bound

24/7 Quote Chat

Boat owners visit your website at any hour. Frontdesk Chat answers instantly, qualifies leads, gathers vessel details, and schedules quote consultations—all without human intervention.

  • Automatically extracts vessel type, coverage needs, and usage patterns
  • Checks eligibility and coverage options in real-time
  • Books consultations directly into your calendar
Frontdesk Chat
2:14 AM • Active
"Hi, need insurance for my 32-foot sailboat. What coverage do you offer?"
AI
"We cover sailboats with comprehensive hull, liability, and personal effects coverage. Would you like to schedule a consultation to get a quote?"
"Yes! This Saturday works."
Consultation Booked ✓
Saturday, March 9 • 11:00 AM
Frontdesk Receptionist
Answered in 0.2s
AI: "Hello! This is Frontdesk. How can I help?"
Caller: "I need to file a claim. My boat hit a dock last weekend..."
AI: "I'll start a claim right away. Can you provide your policy number?"
✓ Claim #4920 Initiated

AI Phone Receptionist

Every call is answered instantly—claims, coverage questions, policy changes. The AI understands context, initiates claims, schedules callbacks, and escalates to agents only when needed.

  • Answers calls in under 0.5 seconds, 24/7
  • Initiates claims and collects incident details automatically
  • Recognizes policyholders from CRM and references coverage history

Smart Outbound Follow-ups

When consultations are missed, Frontdesk Outbound automatically calls to reschedule. The AI references the original inquiry, knows their vessel details, and books a new consultation—all while updating your CRM and calendar.

  • Automatically detects no-shows and triggers follow-up calls
  • Smart retry sequences with optimal timing
  • Reschedules consultations and updates all systems automatically
Outbound Call
Smart Retry #3 • Connected
AI: "Hi Sarah, this is Frontdesk. I noticed we missed you for the sailboat coverage consultation on Saturday. Would you like to reschedule?"
Sarah: "Yes! Can we do this Saturday instead?"
✓ Consultation Rescheduled
Saturday, March 16 • 2:00 PM
Frontdesk CRM
Name
Sarah Chen
Vessel Details
32' Sailboat • Full Coverage
Coverage Start
March 15, 2024
Source
Web Chat • 2:14 AM
Status
Consultation Scheduled

Unified CRM

Every interaction—chat, call, consultation, claim—automatically creates and updates profiles in your CRM. No manual data entry. No missed information. One complete view of every prospect and policyholder.

  • Auto-creates profiles from any touchpoint
  • Tracks full journey from inquiry to policy binding
  • Syncs with calendar, claims, and all systems

Marketing Automation

Orchestrate the entire prospect journey across email, voice, SMS, and web. Automatically coordinate follow-ups, reminders, and nurturing sequences based on behavior and engagement.

  • Multi-channel orchestration (email, calls, texts, forms)
  • Behavior-triggered workflows and sequences
  • Automatic follow-ups and recovery sequences
Automated Follow-Ups
What's Happening Now
Pre-consultation email sequence
Reminder SMS scheduled
Post-consultation follow-up ready
Policy application queued
AI Email Agent
Coming Soon
Pre-Consultation Email
"Hi Sarah! Your consultation for sailboat coverage is confirmed. Here's what to expect..."
Reminder Email
"Just a friendly reminder about your consultation tomorrow..."

AI Email Agent

Coming Soon: Automatically send personalized, context-aware emails at optimal times. Pre-consultation confirmations, reminders, follow-ups, and nurturing sequences—all orchestrated by Marketing Automation.

  • Personalized email sequences based on prospect behavior
  • Optimal send times for maximum engagement
  • Integrated with Marketing Automation workflows

AI-Powered Forms

Smart policy applications that pre-fill from CRM data and guide prospects through completion. When forms are submitted, they automatically trigger outbound automation sequences for underwriting and approval workflows.

  • Pre-filled with CRM data (name, email, vessel details)
  • AI-guided completion for vessel history and usage verification
  • Automatically triggers outbound workflows on submission
AI Form
Policy Application
Pre-filled Fields
✓ Name, Email, Vessel (from CRM)
AI-Guided Fields
→ Vessel History
→ Usage Verification
What Happens Next
You're notified immediately and underwriting begins

Live Demo

CALL IT
YOURSELF

(864) 619-0619

No sales pitch. Just our AI answering your call, answering questions, and trying to book you.

YOUR BOAT & MARINE INSURANCE AI TEAM
EACH ONE DOES DIFFERENT TASKS

Get a complete AI team for your marine insurance agency. Each agent handles different tasks—answering calls, generating quotes, handling claims inquiries. They work together 24/7 to convert more leads into policies faster.

TIER 1.00

AI Receptionist Teammate

24/7 Receptionist
24/7 Available

Answers every call instantly—no voicemail, no missed quote requests. Handles policy inquiries, schedules boat inspections, and creates claims intake tickets automatically for your marine insurance agency.

Phone Calls Inspection Booking Claims Intake
TIER 1.00

Website Chat Teammate

Live Chat Lead Generator
Always Online

Qualifies boat insurance leads, provides instant coverage quotes and premium estimates, answers questions about hull coverage, liability limits, and deductibles. Captures vessel details and contact info—all through your website chat, 24/7.

Lead Qualifying Quote Generation Instant Answers
TIER 1.00

Email Teammate

Email Nurture Specialist
Coming Soon

Sends personalized inspection confirmations, policy renewal reminders, and follow-up emails automatically. Coordinates with Marketing Automation to send seasonal boating coverage tips at the right time to keep policyholders engaged.

Confirmations Follow-Ups Reminders
TIER 1.00

Application Teammate

Application Assistant
Policy Applications

Pre-fills marine insurance applications from CRM data. Guides boat owners through vessel specifications, navigation experience, and storage details. Triggers underwriting workflows when submitted.

Pre-filled AI Guided Auto-Trigger
TIER 1.00

Outbound Sales Teammate

Multi-Channel Outreach
Calls, Texts & Emails

Automatically reaches out to quote prospects at the right time. Makes outbound calls to no-shows, sends personalized SMS follow-ups about policy renewals, and emails nurturing sequences. Coordinates all outbound channels to recover lost leads and keep boat owners engaged.

Outbound Calls SMS Campaigns Email Sequences
TIER 1.00

SMS Texting Teammate

Text Support Agent
Two-Way Texting

Handles two-way SMS conversations with boat insurance prospects and current policyholders. Sends inspection confirmations, policy renewal reminders, and answers questions about coverage options via text—98% open rate.

Inspection Confirmations Reminders Two-Way Chat
TIER 1.00

Web Voice Teammate

Voice Interface Agent
Click & Talk

Lets website visitors speak directly to your website about boat insurance coverage. Click, talk, get answers about hull coverage, liability limits, and premium estimates—no typing required. Perfect for mobile users researching marine insurance.

Voice Chat Mobile Friendly Instant Answers
TIER 1.00

CRM Sync Teammate

CRM Sync Engine
Real-Time Sync

Automatically updates your Frontdesk CRM with every interaction. All your AI agents feed boat owner and vessel data in real-time—no manual imports, no data entry. Every call, text, and interaction is organized by vessel type, coverage level, and lead status.

Auto-Sync No Data Entry Organized
TIER 1.00

Auto Ticket Teammate

Auto Ticket Creator
Auto-Created

Policyholders don't submit claim tickets—they just call or text. Your AI recognizes claim issues (storm damage, collision, theft, etc.), creates tickets, triages by urgency, and notifies the right claims adjuster automatically.

Auto-Create Triage Notifications
TIER 1.00

Smart Alert Teammate

Smart Alert System
Watch & Alert

Watches every conversation and alerts you when it matters. If a boat owner was frustrated, if a claim was reported, if a high-value vessel quote was requested—you know instantly.

Smart Alerts Custom Rules Instant

THE
JOURNEY

Follow one boat owner from first call to renewed policy—see how every system works together

Scroll to begin ↓
01
2:14 AM

THE PHONE RINGS
AT 2 AM

Alex calls at 2 AM after a storm warning. The AI answers instantly—no voicemail, no missed call.

ANSWERED ✓
Frontdesk Receptionist
Answered in 0.2s
AI: "Hello! This is Frontdesk. How can I help you today?"
Alex: "Hi, I need insurance for my new sailboat. It's a 32-footer. Do you cover that?"
AI: "Yes! We specialize in sailboat coverage. Would you like to schedule a consultation to discuss your coverage options?"
Frontdesk CRM
Alex Martinez
Active
Phone
(555) 123-4567
Vessel Type
Sailboat • 32ft
Coverage Needed
Full Hull & Liability
Policy Start
March 15, 2024
Source
Phone • 2:14 AM
Saved to CRM automatically
02
2:15 AM

EVERY WORD
IS SAVED

As Alex talks, the AI captures everything: name, phone, sailboat specs, coverage needs, March 15th start date. Saved to CRM automatically—no forms, no typing.

03
2:18 AM

SAT AT 11 AM
IS BOOKED

Alex says "Yes!" The AI checks your calendar, finds Saturday at 11 AM, and books it. Instant confirmation—no waiting.

MARCH 2024
AI
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Coverage Consultation
Alex Martinez • Saturday, March 9 • 11:00 AM
Automation Sequence
1
Consultation Booked
Trigger detected in CRM
2
Confirmation Email Sent
Consultation confirmation delivered instantly
3
Reminder Scheduled
SMS reminder queued for Friday
4
Follow-Up Queued
Post-consultation email ready to send
04
2:19 AM

THE SYSTEM
WAKES UP

The moment the consultation is booked, the system springs into action. Confirmation emails, reminder texts, follow-ups, and quote forms—all happening automatically.

Inbox
2 New
Consultation Confirmation
To: alex@email.com
Sent ✓
"Hi Alex! Your consultation is confirmed for Saturday, March 9 at 11:00 AM. We'll discuss coverage options for your sailboat..."
Consultation Reminder
To: alex@email.com
Scheduled
"Just a friendly reminder about your consultation tomorrow! We're excited to discuss your marine insurance needs..."
05
2:20 AM

HER PHONE
BUZZES NOW

Alex's phone buzzes. It's a confirmation email from you—sent automatically by the AI Email Agent (coming soon). She reads it, feels reassured, and goes back to browsing. Meanwhile, a reminder email is already scheduled for Friday. No one had to remember to send it.

06
Saturday, 11:15 AM

SHE FORGOT
TO SHOW UP

Saturday morning, Alex is at the marina working on the boat. She completely forgot about the consultation. You're at your desk, see the missed appointment in your CRM, and mark it as "No-Show." That's it. One click. The system takes over from here—you don't have to think about what to do next.

NO-SHOW ALERT
Saturday, March 9 • 11:00 AM
AM
Alex Martinez
Coverage Consultation
❌ Did not arrive
Status updated in CRM
→ Recovery sequence triggered
Recovery Sequence
1
No-Show Detected
Status updated in CRM
2
Outbound Call Scheduled
AI will call Alex automatically
3
Context Loaded
Original chat + profile data ready
07
Saturday, 11:16 AM

ONE CLICK
STARTS IT ALL

The moment you mark Alex as a no-show, the system springs into action. It remembers everything: the 2 AM phone call, her 32-foot sailboat, her coverage needs. Recovery calls get scheduled automatically. Follow-up emails are queued. The entire recovery process starts—you don't have to think about it.

08
Monday, 3:45 PM

THE THIRD CALL
WORKS

Alex's phone rings. It's the third call from your AI. She's finally free—just finished working on the boat. She answers. The AI remembers their entire conversation from last week. "Hi Alex, I noticed we missed you on Saturday. Would you like to reschedule?" Alex says yes, picks a new time, and hangs up. The calendar updates automatically. No one had to do anything.

CONNECTED ✓
Outbound Call
Smart Retry #3 • Connected
AI: "Hi Alex, I noticed we missed you for the consultation on Saturday. Would you like to reschedule?"
Alex: "Yes! Can we do this Saturday instead?"
Consultation Rescheduled
Saturday, March 16 • 2:00 PM
09
Saturday, 2:15 PM

SHE LOVES
THE COVERAGE

Alex shows up for the rescheduled consultation. She loves the coverage options. You mark it complete in your CRM. The moment you click "Complete," the system springs into action: post-consultation follow-up emails get queued, the application form is ready to send, and underwriting workflows begin. All happening automatically—you're just presenting the options.

CONSULTATION COMPLETE
Saturday, March 16 • 2:00 PM
Coverage Discussion
Alex Martinez
Post-consultation sequence activated
Frontdesk Forms
Marine Insurance Application • Pre-filled from CRM
AI guiding through fields...
AI guiding through fields...
✓ Ready to send automatically
11
Saturday, 2:30 PM

HER PHONE BUZZES
ON THE WAY OUT

Alex just finished the consultation. She's walking to her car when her phone buzzes. It's an insurance application from Frontdesk Forms—already filled with her name, email, and vessel details. The AI guides her through hull value and survey documentation right on her phone. When she submits it, you're immediately notified. The underwriting process begins automatically—all without you lifting a finger.

Incoming Call
Answered • Recognized from CRM
Context Loaded
Consultation completed • Application submitted
AI
"I remember your consultation! How can I help?"
Alex
"Question about the navigation equipment coverage..."
12
Monday, 10:30 AM

SHE HAS
A QUESTION

Alex's at work, thinking about the policy. She has a question about navigation equipment coverage. She calls. The AI answers instantly, recognizes her from your CRM, remembers her consultation and application, and is ready to help—no hold time, no voicemail, no missed calls. Alex gets her answer in seconds.

13
March 15, 2024

ALEX SIGNS
HER POLICY

With her questions answered, Alex signs the policy. The system automatically sends welcome emails, policy documents, and claims process guides. Alex is officially insured.

POLICY SIGNED
32ft Sailboat • Full Hull & Liability
14
April 2, 2024 • 6:30 PM

SHE TEXTS
AT 6:30 PM

Alex is preparing for a sailing trip. She has questions: "How do I file a claim if needed?" "What's my coverage during races?" She texts the AI. It answers instantly with all the details she needs—no waiting, no phone calls, no searching through policy documents.

Text Conversation
Alex • Recognized from CRM
Alex
"Hi! How do I file a claim if I need to?"
AI
"Hi Alex! Here's the claims process guide: [link]. You can also call our 24/7 claims hotline at..."
Alex
"What's my coverage during races?"
AI
"Your policy includes racing coverage up to [limit]. Full details are in your policy under section 4. Safe sailing!"
15
April 15, 2024 • 8:30 PM

MINOR DAMAGE
NEEDS CLAIM

Alex's sailboat sustained minor damage during a storm. It's 8:30 PM on a Sunday. She can call, text, or chat—whichever she prefers. The AI answers instantly, understands the issue, initiates a claim, and guides her through documentation. Alex doesn't have to wait for business hours or fill out complex forms. She just describes the damage, and it's handled.

Alex's Options
CALL
Instant answer
CHAT
Quick & easy
TEXT
From anywhere
CLAIM INITIATED
Storm Damage - Hull & Rigging
Adjuster assigned: Monday, 9:00 AM
17
May 5, 2024

RENEWAL SEASON
REMINDER

Alex's policy renewal is coming up. She gets notified automatically—email, text, or both, your choice. The system sends policy updates, renewal reminders, coverage updates, and industry news. Policyholders stay informed without you sending individual messages. Everything happens automatically.

Policy Updates
Sent to All Policyholders
RENEWAL REMINDER
Policy Renewal Due
March 15, 2025 • Review your coverage options
COVERAGE UPDATE
New Equipment Coverage
Enhanced protection for navigation equipment now available!
REMINDER
Hurricane Season Prep
Important tips to protect your vessel during storm season
✓ All policyholders notified
No manual sending required
POLICY RENEWED
March 15, 2025
Alex Martinez
32ft Sailboat • Full Hull & Liability
✓ Renewed for 12 months
Same coverage, competitive rate
Why she renewed
"Great experience with claims, always got quick answers, felt supported throughout the year"
18
March 15, 2025

A YEAR LATER
SHE RENEWS

A year later, Alex renews. She had a great experience—claims were handled quickly, questions were answered instantly, and she felt supported. The same AI that helped her find coverage kept her happy as a policyholder. That's the full journey: prospect to client to renewal.

FREQUENTLY ASKED
QUESTIONS

Everything you need to know about using Frontdesk for your marine insurance agency

Can it handle after-hours policy inquiries? +

Yes. The AI answers calls 24/7, provides policy quotes, checks coverage details, and schedules consultations—all while your team sleeps. No more missed opportunities from boat owners calling at 2 AM after purchasing a new vessel.

How does it handle claim reports? +

The AI creates claim tickets automatically, collects all details (vessel information, incident description, damage assessment), and routes them to your claims team. Emergency claims like sinking or collision can be escalated immediately.

Does it reduce consultation no-shows? +

Yes. The system automatically sends confirmation emails and reminder texts before consultations. When no-shows happen, it immediately calls to reschedule—recovering up to 40% of missed appointments.

Can it book consultations directly into my calendar? +

Yes. Integrates with Google Calendar, Outlook, and most calendar systems. The AI checks real-time availability and books consultations instantly—no back-and-forth emails needed.

How does the policy application work? +

After consultations, prospects automatically receive a policy application that's pre-filled with their info from the CRM. The AI guides them through vessel documentation and coverage selection. When submitted, you're notified immediately.

Does it work with my existing systems? +

Yes. Frontdesk integrates with most systems including Applied Epic, AMS360, Vertafore, and others. All data syncs automatically—prospects, consultations, policy applications, and claim reports.

Can it handle multiple coverage types or portfolios? +

Absolutely. The AI knows all your coverage options, policy types, pricing, and requirements for different vessels—from sailboats to yachts to commercial fleets. It can route calls based on coverage needs and handle portfolio-wide inquiries simultaneously.

What about urgent claims and marine emergencies? +

The AI handles urgent claims 24/7, verifies policyholder identity, collects critical incident details, and can coordinate with marine surveyors or towing services. For true emergencies like vessel sinking or total loss, it immediately escalates to your on-call claims team.

How much does it cost? +

Pricing is based on your agency size and call volume. Most marine insurance agencies see ROI within the first month from reduced no-shows and increased policy conversions. Contact us for a custom quote.

GET STARTED WITH
FRONTDESK

Stop missing policy inquiries at 2 AM. Start writing coverage while you sleep.

features

The AI Receptionist that Never Sleeps

Capture calls and appointments 24/7, even outside of business hours. Setup in minutes, keep your existing number.

AI Receptionist Tailored to your Business

Your AI Receptionist will understand everything about your business and services. This means that it can answer complex questions from callers easily.

AI Receptionist Sends Texts & Schedules Appointments’

Your AI phone receptionist can intelligently text the caller custom links during the conversation. For example, if the caller asks to schedule an appointment, the receptionist can text them your Calendly link.

Build and Tweak your AI Receptionist in Minutes

The simplest solution on the market. Create, purchase, and publish your AI Receptionist in just five minutes. You can even update your receptionist's knowledge base or greeting phrase anytime

Advanced Analytics with Your AI Receptionist

View  call transcripts, text history, and voicemails directly from your admin dashboard. Export phone numbers of callers for targeted promo.

Start For Free

Multiple Channels, One AI Receptionist

Voice

Answers calls 24/7 with a human-like voice.

Text

Reaches out via SMS and replies to incoming text messages.

Website Embeddables

Choose your size, color, and voice. Then, embed your receptionist in your website.

integrations

Seamless Integration with Leading Scheduling Tools

Supercharge your existing booking system with our AI virtual receptionist. No limits.

Proof & Results

Testimonials

CFO, Garman Homes
View Customer Story

"Since launching (Frontdesk) full time, we’ve fielded over 400 calls, qualified 80 leads, and helped us close over $800,000 in new home sales within just six weeks."

CEO, Trade Recalls
View Customer Story

"In the first five days using AI (Frontdesk) outbound program, Acura of Auburn generated $30,000 in new revenue; a record month for the dealership."

CEO, Provest Realty
View Customer Story

"We get about 400 calls a week, and before (Frontdesk) the phones rang all day long. Around 80% of callers hit zero, so someone was always stuck directing calls. Now only about 20% reach our operator. The phones are quiet, the team can focus, and both offices are much calmer."

Operations Manager, Clear Speech
View Customer Story

"(Frontdesk) ended up transforming our entire office. We went from a 20-kid waitlist to zero, we capture 100% of our referral opportunities, and we’re saving hours every single day."

Seattle Foot & Ankle Center

"(Frontdesk) has taken a huge weight off our practice. We no longer miss calls, and I don’t have to spend time managing an answering service. The AI handles everything reliably, and I can update it in real time. it’s like having a full-time receptionist without the time burden."